Going Direct
One lender. One set of criteria.
- One lender to consider
- One credit policy
- Limited finance structures
- You manage the process yourself
- No wider lender comparison
One finance check. Compare car loan options across 70+ lenders — matched to your profile. No impact on your credit score. No obligation.
The same straightforward process, every time — no matter what you’re financing.
Explore a few scenarios before you compare — adjust the loan amount, term and repayment frequency to see how the numbers could look.
Adjust the numbers below — the estimate updates instantly.
Base rate vs comparison rate
Base rate is the interest rate applied to the loan balance. Comparison rate includes the base rate plus most fees and charges, giving a more realistic all-in cost when comparing loans.
This calculator uses a base rate for estimates. When comparing loan options, consider the comparison rate as well.
This calculator uses a fixed 9.07% p.a. base rate as a general personal-lending benchmark, based on Reserve Bank of Australia Personal Lending Rates data. It is not an average rate specifically for car, boat, caravan or other asset finance.
The rate you receive may be higher or lower depending on your credit profile, asset, loan structure and lender.
Figure referenced: F8, updated monthly by the RBA.
Source: RBA Statistical Tables – Personal Lending Rates (F8) →$191/ week
Nice! You've found your comfort zone.
Now let's compare 70+ lenders to discover your borrowing power, rates and repayments.
No impact on your credit score
Checking your options won't affect your credit score.
Disclaimer: This calculation is a guide only and is based on limited information provided, excluding fees and charges. It does not constitute loan approval or a recommendation. Actual rates, fees and repayments depend on your circumstances and information verified during assessment. A balloon payment reduces regular repayments but leaves an amount payable at the end of the loan term.
The same car loan product, compared across 70+ lenders, whichever vehicle category applies to you.
A car loan may suit Brisbane drivers looking to buy a new car, used car, dealer vehicle, private sale car or work vehicle, with a finance structure matched to their situation.
For drivers and families purchasing a new or used car for personal use, whether upgrading, replacing an older car, or buying through a dealership.
For customers buying a car privately who want support with the paperwork, payment instructions and settlement, including a PPSR check to confirm the vehicle is free of existing finance before purchase.
For sole traders, contractors and companies purchasing a vehicle for work use, client visits, deliveries or everyday business transport. Holding an ABN doesn't guarantee approval - each application is assessed on its own merits.
For business owners without standard payslips. Lenders assess income through tax returns or other evidence instead - requirements vary by lender, and this isn't a guaranteed or reduced-scrutiny pathway.
Using a car loan broker in Brisbane lets you compare car loan options from multiple lenders instead of being limited to one lender's products and lending criteria. Compare The Loan compares your profile across 70+ lenders to identify options that may suit your circumstances, with a licensed finance broker helping you understand your options before you decide whether to proceed.
Going Direct
One lender. One set of criteria.
Compare The Loan
One enquiry. 70+ lenders to compare.
We're currently collecting reviews from Logan City car loan customers — check back soon.
Customer reviews coming soon.
Customer reviews coming soon.
Customer reviews coming soon.
We support car loan customers across Logan City, including Beenleigh, Browns Plains, Springwood, Shailer Park, Loganholme, Crestmead and Jimboomba.
Compare The Loan launched five years ago, but it's backed by Sean Burt's 26+ years of Brisbane broking experience and close to 2,000 completed applications. Every enquiry is compared across 70+ lenders with a soft credit check first — no branch visit required.
62.5% of Logan households run two or more vehicles — we compare loan terms whether you're financing your first car or your household's third.
With 66.5% of residents driving to work, we compare car finance built for the Brisbane–Gold Coast commute via the Logan Motorway or Mount Lindesay Highway.
Compare your options across 70+ lenders without a hard credit check, until you're ready to proceed.
Built on Sean Burt's long-standing finance broking career, not a brand-new operation guessing at your market.
Compare The Loan provides car loan comparison services across Logan City and surrounding areas, from established suburbs along the Brisbane–Gold Coast corridor to fast-growing communities such as Park Ridge, Jimboomba and Yarrabilba. Our service area follows the way Logan residents actually live and travel — north toward Brisbane via the Logan Motorway and Mount Lindesay Highway, south toward the Gold Coast via the M1, and between communities across the city. Wherever you live in Logan, we can help you compare car loan options across a panel of 70+ lenders.
Compare Car Loan OptionsYou don't need to use a dealership's in-house finance to get a great deal. We arrange finance for vehicles bought new, used or privately, anywhere across our service area, comparing 70+ lenders regardless of where you found your car.
Buying brand new? We arrange your finance independently of the dealer's own offer.
Financing a used vehicle through a licensed dealer works the same way, wherever you're buying from.
Buying privately? We can still help, with a PPSR check to protect you before you pay.
Questions specific to comparing car loans in Logan City.
Yes — if a household is running two or more vehicles, comparing the loan term, interest rate structure and total amount repayable on each loan separately can reveal real differences in overall cost, even where individual repayments look similar month to month.
Eligibility is the same nationally and isn't specific to Logan: applicants generally need to be at least 18, an Australian resident or permanent visa holder, and able to show sufficient income to service the loan, alongside checks on existing debts, credit history and the vehicle being financed.
Typical requirements are photo ID, proof of income, recent bank statements, existing debt details, and vehicle information plus a purchase quote or contract — relevant whether the vehicle is bought through a Browns Plains or Beenleigh dealership or a private sale.
Yes — sole traders, partnerships and companies can apply for car finance where a vehicle is used wholly or partly for business, which is a genuinely common scenario in Logan given its concentration of logistics, manufacturing and construction operators. An ABN alone doesn't guarantee approval; each application is assessed on its own merits.
Logan has one of the highest rates of multi-vehicle ownership in the region, with 62.5% of households running two or more cars and an average of 2.1 vehicles per dwelling. That makes it worth thinking through whether you're financing one car or comparing loan terms across more than one vehicle for the household.